For citations:

Kolesnikov A.M., Balyasnikov N.A. The global evolution of fintech: a historical overview, key trends, and their impact on innovation management in high-tech enterprises. Vestnik of Samara State University of Economics. 2026;(2):74-83. (In Russ.) https://doi.org/10.46554/1993-0453-2026-2-256-74-83