Development of an internal coefficient rating of developers with bank project financing
Abstract. In this article, based on the study of the theory and research of the direction of bank project financing and analysis of the methodology for evaluating investment projects by Sberbank PJSC, shortcomings have been identified in the form of the lack of a formed base of borrowers-developers who carry out their activities through project financing, and, as a result, a unified rating system for developers. According to the shortcomings considered, a system of internal coefficient rating of developers for the commercial bank of Sberbank PJSC was formed and proposed for implementation, which will lead to an increase in the speed of viewing incoming applications for project financing.
Keywords: project financing, coefficient rating, applications, developer rating development, construction industry.
Highlights:
- to finance the construction of facilities, it is necessary to collect a voluminous package of documents and go through many stages of approval;
- in commercial banks, the methodology of project financing is relatively new and requires constant improvement.
Irina V. Usoltseva, Alia G. Okuneva - Samara National Research University named after Academician S.P. Korolev, Samara, Russia