Improving the methodology of project analysis and evaluation for project financing
Abstract. In this article, by studying the theory and research of the direction of bank project financing, as well as analyzing the methodology for evaluating investment projects by Sberbank PJSC, recommendations have been developed to improve methodological tools for evaluating residential investment projects by the bank in order to implement project financing based on the identified shortcomings of the existing methodology. Among the latter, it was noted, in particular, the lack of a necessary assessment of the demand for the project directly for the population, on which the return of financing from the borrower to the lender depends.
Keywords: project financing, investment project, methodological tools, commercial bank.
Highlights:
- the developed proposals will not only increase the number of loans issued, but also prevent the occurrence of overdue payments;
- as part of the analysis of the existing methodology, it is necessary to improve the mechanism for evaluating investment projects for project financing.
Irina V. Usoltseva, Alla G. Okuneva - Samara National Research University named after Academician S.P. Korolev, Samara, Russia