Regulation of credit institutions by the Bank of Russia in the face of external challenges
Abstract. The presented study is devoted to the study of the theoretical foundations of banking regulation of credit institutions by the Bank of Russia, the analysis of the current practice of using the most important regulatory instruments, the consideration of the content and purpose of the risk-based approach to banking regulation carried out by the Bank of Russia. Prospects for the development of the regulatory and supervisory activities of the Bank of Russia for credit institutions in the face of external challenges are outlined.
Keywords: Bank of Russia regulation of credit institutions, Bank of Russia supervision, risk-oriented supervision, differentiated approach to Bank of Russia regulation, Bank of Russia key interest rate, mandatory ratios of banks, mandatory reserve requirements
Highlights:
♦ the interrelation of regulation and supervision of the Bank of Russia is revealed;
♦ the content of the risk-oriented approach in the Bank of Russia`s regulation of the activities of credit institutions was considered;
♦ the author`s proposals were formulated to improve the regulation and supervision of the activities of credit institutions of the Bank of Russia in the face of external challenges.
Marina B. Tershukova, Vitaly S. Abramov - Samara State University of Economics, Samara, Russia