NEW FORMS OF CHEAP FUNDING ATTRACTION AT THE MORTGAGE MARKET
The paper illustrates the issues of mortgage market supplying with cheap funding, which should, at the same time, solve the problem of ensuring the market with long-term resources. Mortgage- backed securities and mortgage participation certificates work if there are sufficient quantities mortgages on the market, secured by rights to real estate. Keywords: mortgage, income, interest rate, housing access, mortgage-backed securities, mortgage
certificate, the mortgage portfolio, refinancing, refinance mortgage, refinancing market.
Danya Z. Vagapova, Doctor of Economics, Professor of Samara State University of Economics; Marina G. Sorokina, Doctor of Economics, Professor, Head of the Department “Finance and Credit” of Samara State Aerospace University named after academician S.P. Korolev (National Research University).