ESTIMATION OF INDIVIDUAL ENTREPRENEURS’ CREDIT RATING BY COMMERCIAL BANKS
The given article suggests the method of estimation of individual entrepreneurs’ credit rating for commercial banks. The method is based on a complex estimation of a debtor and their business. The coefficient of a branch (Kb), the coefficient of psychological portrait (Kpp) and the coefficient of financial reporting (Kfr) should be defined and then it will be possible to calculate the coefficient of banking risk which is necessary for more exact estimation of the maximum sum of credit.
Ekaterina V. Sinelnikova, postgraduate student of the Samara State University of Economics.