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<article article-type="research-article" dtd-version="1.3" xmlns:mml="http://www.w3.org/1998/Math/MathML" xmlns:xlink="http://www.w3.org/1999/xlink" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xml:lang="ru"><front><journal-meta><journal-id journal-id-type="publisher-id">sseu</journal-id><journal-title-group><journal-title xml:lang="ru">Вестник Самарского государственного экономического университета</journal-title><trans-title-group xml:lang="en"><trans-title>Vestnik of Samara State University of Economics</trans-title></trans-title-group></journal-title-group><issn pub-type="ppub">1993-0453</issn><publisher><publisher-name>Самарский государственный экономический университет</publisher-name></publisher></journal-meta><article-meta><article-id pub-id-type="doi">10.46554/1993-0453-2023-10-228-9-16</article-id><article-id custom-type="elpub" pub-id-type="custom">sseu-202</article-id><article-categories><subj-group subj-group-type="heading"><subject>Research Article</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="ru"><subject>ЭКОНОМИЧЕСКАЯ ТЕОРИЯ</subject></subj-group><subj-group subj-group-type="section-heading" xml:lang="en"><subject>ECONOMIC THEORY</subject></subj-group></article-categories><title-group><article-title>Системно-процессный подход к анализу цифрового потребительского поведения домохозяйств</article-title><trans-title-group xml:lang="en"><trans-title>System-process approach to the analysis of digital consumer behavior of households</trans-title></trans-title-group></title-group><contrib-group><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Сафиуллин</surname><given-names>Л. Н.</given-names></name><name name-style="western" xml:lang="en"><surname>Safiullin</surname><given-names>L. N.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Ленар Наилевич Сафиуллин – доктор экономических наук, профессор</p><p>Казань</p></bio><bio xml:lang="en"><p>Lenar N. Safiullin – Doctor of Economics, Professor</p><p>Kazan</p></bio><email xlink:type="simple">lenar_s@mail.ru</email><xref ref-type="aff" rid="aff-1"/></contrib><contrib contrib-type="author" corresp="yes"><name-alternatives><name name-style="eastern" xml:lang="ru"><surname>Сахбиева</surname><given-names>А. И.</given-names></name><name name-style="western" xml:lang="en"><surname>Sakhbieva</surname><given-names>A. I.</given-names></name></name-alternatives><bio xml:lang="ru"><p>Амина Ильдаровна Сахбиева – кандидат экономических наук, доцент</p><p>Казань</p></bio><bio xml:lang="en"><p>Amina I. Sakhbieva – Candidate of Economic Sciences, Associate Professor</p><p>Kazan</p></bio><email xlink:type="simple">aminasmile@mail.ru</email><xref ref-type="aff" rid="aff-1"/></contrib></contrib-group><aff-alternatives id="aff-1"><aff xml:lang="ru">Институт управления, экономики и финансов Казанского (Приволжского) федерального университета<country>Россия</country></aff><aff xml:lang="en">Institute of Management, Economics and Finance of Kazan (Volga Region) Federal University<country>Russian Federation</country></aff></aff-alternatives><pub-date pub-type="collection"><year>2023</year></pub-date><pub-date pub-type="epub"><day>06</day><month>12</month><year>2025</year></pub-date><volume>0</volume><issue>10</issue><fpage>9</fpage><lpage>16</lpage><permissions><copyright-statement>Copyright &amp;#x00A9; Сафиуллин Л.Н., Сахбиева А.И., 2025</copyright-statement><copyright-year>2025</copyright-year><copyright-holder xml:lang="ru">Сафиуллин Л.Н., Сахбиева А.И.</copyright-holder><copyright-holder xml:lang="en">Safiullin L.N., Sakhbieva A.I.</copyright-holder><license license-type="creative-commons-attribution" xlink:href="https://creativecommons.org/licenses/by/4.0/" xlink:type="simple"><license-p>This work is licensed under a Creative Commons Attribution 4.0 License.</license-p></license></permissions><self-uri xlink:href="https://vestnik.sseu.ru/jour/article/view/202">https://vestnik.sseu.ru/jour/article/view/202</self-uri><abstract><p>В статье рассмотрен системно-процессный подход к анализу потребительского поведения в условиях цифровых трансформаций как многофункциональной экономической системы. Целью такого подхода в методологии анализа является выявление паттернов, стабилизирующих функциональность системы потребления в цифровой экономике для устойчивости и слаженного взаимодействия сопряженных систем, обладающих однонаправленным вектором развития. В рамках исследования на основании изучения ракурсов системного анализа структур экономических систем разработан алгоритм системнопроцессного подхода для анализа поведения цифровых потребителей.</p></abstract><trans-abstract xml:lang="en"><p>The article investigates a system-process approach to the analysis of consumer behavior in the context of digital transformations as a multifunctional economic system. The purpose of this approach in the analysis methodology is to identify patterns that stabilize the functionality of the consumption system in the digital economy for the stability and well-coordinated interaction of coupled systems with a unidirectional development vector. Within the framework of this research, based on the study of the perspectives of the system analysis of structures of economic systems, an algorithm of the system-process approach for analyzing the behavior of digital consumers has been developed.</p></trans-abstract><kwd-group xml:lang="ru"><kwd>цифровое потребление</kwd><kwd>цифровая экономика</kwd><kwd>системно-процессный подход</kwd><kwd>потребительское поведение</kwd><kwd>угрозы цифрового потребления</kwd><kwd>тенденции поведения потребителей</kwd></kwd-group><kwd-group xml:lang="en"><kwd>digital consumption</kwd><kwd>digital economy</kwd><kwd>system-process approach</kwd><kwd>consumer behavior</kwd><kwd>threats of digital consumption</kwd><kwd>consumer behavior trends</kwd></kwd-group></article-meta></front><back><ref-list><title>References</title><ref id="cit1"><label>1</label><citation-alternatives><mixed-citation xml:lang="ru">Fox K.A., Miles D.G. Systems economics: concepts, models, and multidisciplinary perspectives. 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