Application of methods for calculating income of digital rights of monetary claims
Abstract The article discusses a new trend in the modern Russian economy - digital financial assets. They introduce their own features into the activities of issuers and investors in the financial markets, complementing the already known methods and principles. The above study focuses on the possibility of applying groupings used for classic securities and bonds to digital financial assets. The methods of calculating income for digital instruments are evaluated in relation to the rights of monetary claims as the only digital financial instrument currently existing on the Russian financial market. The formulas used by various well-known issuers and examples of calculating income on financial instruments are given. A comparative analysis of some key indicators of digital financial asset issues is being done. To evaluate digital instruments, the income for which is not explicitly set by the issuer in decisions on the issue of digital financial assets, but is associated with the onset of an event, it is proposed to use expert systems and artificial intelligence systems.
Keywords: digital financial assets, methods of income assessment, financial instruments, rights of monetary claims, issuer, risk.
Highlights:
♦ classification of digital financial assets, in relation to the rights of monetary claims, can be carried out by the method of calculating income by analogy with classical debt securities, bonds;
♦ analysis of digital financial assets, where income depends on the occurrence of an event (changes in quotations, price increases), will be more effective if modern digital valuation methods are used along with well-known methods;
♦ the use of new tools opens up a number of opportunities for the investor, but at the same time carries additional risks.
Rinat M. Idrisov - Volga Region State University of Service, Toglyatti, Russia