FINANCIAL AND CREDIT RESOURCES AND THEIR ROLE IN THE DEVELOPMENT OF ENTERPRISES OF THE REAL SECTOR OF ECONOMY
The development of the real sector of economy in Russia depends on the volume of financial and credit resources. Therefore, their formation, sources, optimization require a deep theoretical study. The aim of the research is to show the correlation of these sources and their role in the development of enterprises in the real sector of economy. To achieve this goal, scientific methods of cognition, extensive practical material are used. The concept of financial and credit resources is analyzed. The main directions of lending to the subjects of the real sector of economy are considered. The estimation of banks’ credit activity is given.
Keywords: financial and credit resources, credit, real sector of economy, enterprise, small and medium-sized business, banks, capital.
Highlights:
• the analysis of theoretical bases of financial and credit resources was carried out;
• the characteristic of attraction and accommodation of financial and credit resources was given;
• the ways to develop enterprises by branches were determined at the expense of attracting financial and credit resources.
Mikhail A. Pershin, a post-graduate student, Samara State University of Economics.