THE SYSTEMATIC APPROACH TO THE ANALYSIS OF DEMAND FOR THE BANK CREDIT
Based on the analysis of certain key market indicators of banks` products for individuals the author describes a mathematical model of the dynamics in the formation of commodity demand in view of bank lending. The conducted study reveals a group of factors that influence the demand of natural persons for bank credits. By means of the systematic approach the author has built supply and demand functions including bank credits.
Keywords: credit, credit policy, commodity demand modeling, simulation of credit policy of commercial banks.
Svetlana Yu. Mirskaya, Candidate of Physical and Mathematical Sciences, Associate Professor, Southern Federal University, Rostov-on-Don.