MORTGAGE BONDED LOANS AS A DEVELOPMENT TOOL OF GLOBAL CAPITAL MARKETS


Konovalova M.Eu., Kuzmina O.Yu., Nedorezova E.S.

It is proved that securitization is a process that causes an increase in the loan activity of banks with a moderate growth of money supply. The authors define the influence of changes in legislation, determining the market activity of securitized products, represent factors and conditions that determine the development of the securitization market infrastructure of mortgage assets, and illustrate a comparative analysis of financial resource mobilization in mortgage lending. Keywords: long-term financing, profitability of the banking portfolio, mortgage lending, securitization infrastructure, liquidity of assets, securitization.

Maria Eu. Konovalova, Doctor of Economics, Professor, Head of Economic Theory Department; Olga Yu. Kuzmina, Candidate of Economics, Associate Professor; Elena S. Nedorezova, Candidate of Economics, Associate Professor - Samara State University of Economics.


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